Yes, folks, I can report that, even as I write this, I am under zombie attack. It is part of the marriage/divorce cycle I’ve already been through and have reported on here and elsewhere.
It’s like this: In late 2008/early 2009 I was finally driven into the ground financially. I could not pay my taxes at all for 2009 (as an Independent Contractor, I pay quarterly taxes rather than having taxes withheld like most employees do). I lapsed on the credit-card debt as well, and went into survival mode for most of 2009 and the early part of 2010. The divorce became a done deal in November of 2009, so that made me able to concentrate on bankruptcy in 2010 since anybody could see there was no way, short of robbing banks and getting away with it, to pay off the debts that had accumulated. In July of 2010 the bankruptcy– a Chapter 7– went through, and that wiped out the credit card debt. That left the tax debt, which I have been paying off since because you can’t get out of that by bankruptcy. That is nearly done– I had hoped to pay it off this month but that is not gonna happen, it’ll have to wait till next month.
So– bring it up to about a month ago. The phone rings, a number I do not know. I never answer unknown numbers from out of my home area since first of all, I’m using a cell phone and every call costs minutes, and secondly because too many of these calls are scammy robo-calls that don’t deserve the time of day anyway. So, when I get home I look up the number online. It’s a debt collector. Further, it’s a collector with a rather scammy reputation. They buy old debt for pennies on the dollar, then call their “marks” (namely, you and me) and try to get the hapless victim to say the wrong thing so they can collect the otherwise uncollectable– either because of bankruptcy, like me or because the statute of limitations has run out– debt.
As I’ve already said, I never answer unknowns. That turns out to be for the best. Let them communicate by letter, then I can respond appropriately, hopefully with intelligent life. (The average telephone jockey in a boiler room is NOT intelligent life.)
So– the reason for this post: I got another unknown today. It took pulling hen’s teeth online to find out who called but–yep, it was them. Nope, I’m not calling back. Let them send a letter, or at least leave a voice-mail (they haven’t left a voice-mail yet, and if you’re unknown and you don’t leave a voice-mail I will NOT call back. Ever.)
I reckon I’ll stick this into the file of reasons not to date again. Seems like my record in that department left something to be desired, and a lot of memories that won’t ever go away.