Do You REALLY Understand Healthcare?

I’ve had these questions for a long time— part of the reason I haven’t got coverage right now (besides that it’s way too expensive). It’s a racket– no doubt about it.

adoptingjames

MedizinYou’re sick. You begrudgingly take off work, using your last sick day of the year available to you. You’d rather not go to the doctor, but your boss is requiring a doctor’s note.

You drag yourself out of bed, buckle the screaming baby up in the car seat, drive to the doctor and sign in.

You provide the receptionist with your insurance card. You write a large check for your deductible (the very reason you’ve been avoiding the doctor). On top of that, you owe a copay, and this is ONLY if that doctor accepts your insurance provider….

Has anyone ever stopped to ask, “What’s going on here?” If you’re practically having to take out a loan to pay your deductible, and you’re expected to fork up a percentage of your bill, then what are your premiums going toward? Insurance retention?

But if we’re all honest with ourselves, I bet we’d…

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